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Conforming Loans
At Stearns Lending, we offer a wide variety of conventional financing options on fixed and adjustable rate programs with Full and Stated Income documentation, 40 year terms and Interest Only options to accommodate the needs of home buying or refinancing for your clients. More »

Jumbo Loans
Stearns also offers a full line of Non Conforming conventional fixed, fixed period and variable rate mortgage programs to satisfy “A” quality experienced borrowers. Low down payment options are available as well as financing up to $2 million for high-end borrowers. More »

Government Programs
Stearns offers Government programs that will address your needs! If it is a Fixed rate or ARM product you are looking for we offer it, including HUD's Access program. Check out our Government programs for all of your government financing needs. More »

Pay Option ARMS
Currently not available.

Niche Programs
Currently not available.

2nd Trust Deed Loans
Currently not available.